Where to retire....

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Topic: Where to retire....

DonsParty's avatar

DonsParty

1,143 Posts
Thu, 25th October 2012, 2:13pm

I'm a few years away from retirement, but not too many... and my wife and I are undecided about just where to retire to...

We currently live in the NSW Central Tablelands; beautiful, friendly, clean, good climate, very low rates of crime, strong community spirit... however not overly-endowed with quality health and other government services and a bit far from the water for me.

We couldn't live in Sydney (the smell, traffic and population would drive us nuts) - maybe where we live now is the real utopia and I'm just looking for a greener grass that doesn't really exist... anyone know of any retirement gems they want to share?  


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nod's avatar

nod

401 Posts
Thu, 25th October 2012, 2:52pm

Well if you have lived where you are now for any length of time then it's a sure bet that you are surrounded by friends and family, how are you going to go when they are far removed from your new digs? You may be looking for greener pastures but you can bet that it will be more of a chore to keep them mowed. smiley-wink.gif


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Fab's avatar

Fab

1,043 Posts
Thu, 25th October 2012, 4:05pm

If you are getting old you cant beat the Gold Coast.

Doctors on every corner, they even advertise with A frames on the footpath, every sort of injury is catered for and the new Gold Coast hospital is just a short wheelchair ride on the new low entry Rapid Transit light rail to the hospital doors.

 Thats where the light rail starts and I suppose, ends for some.

You cant drive more than 100 meters before you come across a specialist medical practice.

Most bulk bill so medicare picks up the tab.

There is a cemetery right next door to the hospital.

 They have thought of everything up here .

 

 


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Forro's avatar

Forro

225 Posts
Thu, 25th October 2012, 5:25pm

Making new friends is harder when you are older unless you have an outgoing personality. I have meet a few retirees of the years who moved when they retired and they mostly said it was a mistake. From what I have seen those who move away from there place of origin have a greater chance of success if they start holidaying at the new venue for a few years before moving.

They get to know people and when they eventually move it is not as greater a change. The impact on their lives is lessened because they already have a small support network.

Unfortunately doctors are a continueing problem in rural areas. I was reading that in Gunnedah that want people to pay an upfront fee of approx $200 to become a doctors regular patient.

My son lives at Foster and it is a great place. Peaceful and quite and a large retiree population with a lot of services.

That my 2 cents worth.

Forro


I had one once, but the wheels fell off!

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artwombat's avatar

artwombat

1,677 Posts
Thu, 25th October 2012, 6:16pm

There are some great retiremnet options.

It all starts with the size of the wallet and then the options get less as the wallet gets thinner.

The advice about new friends is real but it is my obs that Lawn Bowlers do not miss a beat in the making new frends stakes.

We have been going to the Motorhome Village at Casino for years and my wife was interested in taking up a housing option there.  The site is 160 acres they cut off the airstrip and the permanent housing is growing and they recently changed the name to Casino Resort or something like that.

You can get into Casino on a shoe string or megabucks and still have equal benefits.  Search for it on the net but you really have to see it to believe it.  We will probably be there for Xmas - the "orphans" usually have a great Xmas and they have an aerobics pool under a shade sail and even a golf course and lots lots more.

Happy hours every arvo well anyway I reckon you should book into a unit or camp or take a caravan and check it out for yourself.

There are plenty of friends with the right attitude for a healthy fun retirement. Lismore has all the specialists etc. and the coast is not that far.

There are other little pockets that bob up here and there and one regular motorhome visitor to Casino sold up bay-side in Brisbane and went to Crow's Nest near Toowoomba and as we wallowed in the pool at Casino he told me all about it.

Crows Nest is a tiny town and they put a subdivision on the edgeof town.  The retirees moved into privately owned homes and they were all new to the area so they organised themselves into a quasi retirement village with everyone looking after each other and pooling cars to Toowoomba when needed

See next post.


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artwombat's avatar

artwombat

1,677 Posts
Thu, 25th October 2012, 6:17pm

 

and the whole bit. Toowoomba and Lismore are similar towns for goods and services.

So If you want your own house then Crows Nest is not a bad option I expect.

I met some retirees from Toowoomba on the road and they were saying they moved to Toowoomba to retire but it was hopeless because they were constantly offered jobs part time that ended up full time. No big money but it keeps the cash flow going.

 

That is about all I can help with.

 

Cheers Col

 

 

 

 

 

 


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Fab's avatar

Fab

1,043 Posts
Thu, 25th October 2012, 7:41pm

Had a mate who moved to Burnie in Tasmania to retire.

When the pub found out he was a brickie the whole town wanted him to work for them.

So much for retirement when your skills are in short supply.


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Axiom's avatar

Gary Cooper

752 Posts
Thu, 25th October 2012, 10:32pm

Don? >

I often advocate for people. Moving is a mega stress. Know your community and love them, as you already do.

However, at near 66 I often think of leaving Melbourne because I'm far too busy here ... incredibly overloaded in jobs in about 5 orgs, plus I still see a few old clients that have hung onto me ... I said to my wife things are getting dull as I don't have any girlfriends under 80 these days. One died on 5th Oct at near 96. It didn't lighten the burden as the daughter wants me to get all the paperwprk tidied up.

I hope to get up to Yachandandah (NE Vic) to have a look. Hosp etc is half an hr away in Albury. I'm not planning on that long to live. I see where Fab mentioned the GC Hosp has a cemetery next door ... that seems attractive to me .... they say Bundaberg is great if you're looking for a short retirement.

Anyhow, Don, my advice is save on stamp duty, insurance and removal costs. Stay in the Central Tablelands - wherever that is ... Tamworth? ... great independent Fed Member !

Gary

 

 


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DonsParty's avatar

DonsParty

1,143 Posts
Fri, 26th October 2012, 8:53am

Thanks for the feedback all - Nod our family are spread far and wide up and down the east Australian coastal strip so it's always a long drive to catch-up. Forro the lack of doctors is probably the main issue for us as it's commonly a 3-4 month wait just to get an appointment. Fab the Gold Coast is, well, ummm, probably not for us (although we love the QLD Sunshine Coast). We have friends living on the Gold Coast and they also love it, just a bit noisy and bright (we like to see the real stars :-) 

Col, Casino sounds interesting... never really spent much time that way - might be worth a closer look - and Gary your advice might end up being exactly what we do - just stay put where we are if it all gets too hard.


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Fab's avatar

Fab

1,043 Posts
Fri, 26th October 2012, 9:16am

You can see the real stars up here every night Donsparty.

It hasn't rained for two months.

 


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DonsParty's avatar

DonsParty

1,143 Posts
Fri, 26th October 2012, 10:58am

Mate the Gold Coast is a great spot but I would be amazed if you can see more than 100 stars in the night sky due to humidity, salt air, pollution and a million artificial lights - My daughter and her boyfriend are staying with us for a few days so tonight we are heading out to a local Observatory to do some star gazing... We might not have the glitz and glam of the GC but we have a heck of a lot more stars at night :-) 

PS I was on the QLD Sunshine Coast a few months ago and had to have a laugh when the local radio news reported "the driest period in 50 years because it hasn't rained for 21 days"....

Our last drought lasted for 10 years - in one of those years we had less than 6 days of rain.


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jimmoles's avatar

jimmoles

215 Posts
Fri, 26th October 2012, 5:10pm

Hi DonsParty,

We're in a similar boat... wanting to retire out of Sydney to the NSW coast but constrained by a need for reasonable health services for our son (heart transplant) and ourselves.

We we thinking about Coffs Harbour. We think it's big enough to have reasonable health coverage, some intellectual pursuits and the local councils have been trying to plan ahead of time for a growing population in terms of water supply etc. But not so big as to get crowded and ratty (hopefully).

I love Port Macquarie terrain-wise, but it seems a bit small for some services.

If small is OK for you, there is also a good medical centre in Macksville (a friend of mine is one of the doctors there) and Coffs is then only a short drive away.

Regards,

Jim.

 


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DonsParty's avatar

DonsParty

1,143 Posts
Mon, 29th October 2012, 9:54am

Hi Jim,

We are also leading towards the Coffs / Port Mac area, or alternatively the NSW South Coast (Batemans Bay etc.) - they are great parts of the world and not TOO over developed yet...

Don


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Fab's avatar

Fab

1,043 Posts
Mon, 29th October 2012, 10:22am

We planned on a sea change about 10 years ago.

We would come up here for our holidays to see my mum and dad every Christmas.

Most of our three week holiday was spent looking at the market for a suitable house to buy.

We looked at retirement villages, high rise units,duplexes and  various houses in suburbs around the coast.

We decide we wanted a patch of earth near the beach and close enough to walk there,not too big and with a easy to maintain small yard and garden.

Also on our agenda was purchasing a house that would suit us in our old age, ie walk in shower, wide passages, level ground and no steps if possible.

We liked Broadbeach as it was still like a small village back then and within our price range.

We were fortunate to find a house that was 80% of what we wanted and we made the move.

We keep in touch with our kids by Skype, facebook and mobile, they also come up twice a year with their boyfriend,girlfriend to visit.

We are happy with how things have worked out and I plan to become involved with volunteer work with the Blokes Lounge setting up activities for lonely  men living here on the gold coast.

I enjoy organising other peoples lives.

Only disappointment is we  discovered since we moved up here, is that we have high blood pressure and are now on diets.

Living close to the restaurant district was also a requirement, but now we can only window shop.

 

 

 


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artwombat's avatar

artwombat

1,677 Posts
Mon, 29th October 2012, 12:13pm

DonsParty writes
--------------------------------------

Col, Casino sounds interesting... never really spent much time that way - might be worth a closer look - and Gary your advice might end up being exactly what we do - just stay put where we are if it all gets too hard.

If Casino sounds interesting then you should check it out I have only told you the tip of the iceberg as far as Casino is concerned. The township has Aldi and the usual supermarkets so weekly shopping is the same as city prices and there is still some house bargains in town plus new subdivisions.  There are always some  mobility scooters around town and I am sure you can live there without a  car. The RSM (RSL) is quite big and has the local bowls club.  the river runs throgh town and the Casino Resort is on the South side  and not too far to walk into town.

It has a greyhound racing track, a golf course and a mini ride on train set up through some bushland.  It has a target archery club and a simulated hunt archery club just out of town.  So no matter what your interests are there is a chance of finding mates.

They have their own community radio station called COW (Casino's Own Radio) which is a delight to listen to because they are always off down memory lane and a lot of C and W.

The Climate is good and the coast (Ballina) is close enough for a day trip.

It really is worth taking the time out to spend a couple of days at Casino we will probably head there for Xmas .

 

cheers Col

 

 

 

 


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DonsParty's avatar

DonsParty

1,143 Posts
Mon, 29th October 2012, 2:13pm

reading all of these.... we really do live in the lucky country :-) 


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jimmoles's avatar

jimmoles

215 Posts
Mon, 29th October 2012, 4:20pm

Hi Don,

Yes we do (live in the lucky country), don't we.

But I'd also like to support the post by Gary (Cooper) above about avoiding moving unless you are really sure it's worth it to you overall. My parents-in-law sadly got into a series of multiple moves in the last 10 years of their lives (while in their sixties). Each time something wasn't to their satisfaction so they'd sell/buy again. Apart from the stress, they depleted more of their money each time on stamp duty and real estate agent fees, moving costs etc. Finally they ended up with no options, trapped in a small townhouse on the Central Coast, with a horrible feral neighbour.

As you describe the NSW Central Tablelands..."beautiful, friendly, clean, good climate, very low rates of crime, strong community spirit"... sounds pretty good.

How about taking a good holiday in each of your two top  locations-of-choice... say 7-10 days each. Outside of school holidays, of course. Yes it costs money but that long should give you a good feel for the area and could save you quite a bit on an undesirable move. You might find that one or two holidays a year like that at the best time could satisfy the "coastal itch".

As for the medical side of things... we live in Sydney and have had to take our children down to Melbourne for major heart surgery on several occassions. And I have to fly to Brisbane for a special MRI just last week. So "big" sometimes doesn't mean everything medical is easily available.

I've learnt to use IPTAAS (Isolated Patient Transport Scheme to help with the cost of air travel for medical purposes. If you only need a couple of "capital city" medical procedures a year, that could ease the pain.

But after saying all that, the NSW north coast and south coast are some of the most beautiful places to live on the planet.

Best wishes, Jim.


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jeff_powell's avatar

jeffrey powell

1 Post
Tue, 30th October 2012, 12:57am

hi, for my two bobs worth, we used to holiday in and around swan hill victoria, after i had my stroke, we looked for somewere to retire to,moved to "nyah west" 20 minutes up the road from swan hill, 1k from the murray , half a k from the local doctor, been here for over 4mnths so far, i dont think they have crime here , so damn peacefull too, and they even have a "mens shed".hope you find a place as nice 


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PloverPete's avatar

Pete Plover

96 Posts
Tue, 30th October 2012, 8:08am

I would like to throw in m 5cents worth.

We retired in 2001 from a hectic working life in Sydney, sold up, travelled to Qld with a Land Cruiser and Caravan. Spent a great 3 years fishing and eating too much and then longed for some roots.

We settled upon an area in the Manning Valley on Mid North Coast, Coolongolook. We had an acre of the most fertile soil I have ever seen. Gardners heaven. Close to all services and amidst the wondrous Australian bush and wildlife. Climate that gave everything - definite change of seasons, which we prefer.

 The area has the best of everything. Manning Base Hospital in Taree is state of the art and the medical services in both Taree and Forster are outstanding. A passable Entertainment centre, restaurants, coffee shops and Newcastle only an hours or so south. Would strongly recommend it.

So why did we leave Paradise and move to Adelaide? 

One is 4 and drop dead gorgeous and the other at 6 is a Princess. Grandkids will bring you undone any time at all! We are happy to be back in our roots and Adelaide is a pretty city, although a very dry climate. The big issue is that our family is now re-united in the same place and that is worth a lot.

The move was very stressful and it took us 12 months to calm down and ease back on the throttle. For what it is worth, if you are happy where you are and your friends and family are around you - stay there and travel a lot.


"Life's too short to read bad Books!"

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jimmoles's avatar

jimmoles

215 Posts
Sat, 3rd November 2012, 12:04pm - updated - Sat, 3rd November 2012, 12:05pm

Sadly after a bit more homework, I have scrubbed Taree from our options list.

There appears to be a significant problem centred around youth gangs from a dedicated public housing suburb to the south.

The following blog is scary, but rings true

http://blogs.news.com.au/heraldsun/andrewbolt/index.php/heraldsun/comments/the_problem_is


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PloverPete's avatar

Pete Plover

96 Posts
Tue, 6th November 2012, 8:30am

jimmoles writes
--------------------------------------

Sadly after a bit more homework, I have scrubbed Taree from our options list.

There appears to be a significant problem centred around youth gangs from a dedicated public housing suburb to the south.

The following blog is scary, but rings true

http://blogs.news.com.au/heraldsun/andrewbolt/index.php/heraldsun/comments/the_problem_is

 

Jim,

I write in defence of Taree. In the 7 years that I lived in the Manning Valley I had no problem with the crime in Taree. The area suffers no more problem than any other regional town in Australia.  We used the town for medical, legal and all commercial services and found it to be excellent.

We lived 40 kms south of Taree as a matter of choice. After 15 years of living in Sydney, we chose this area after checking the overall benefits of a regional town,(including crime rates) compared to Sydney.

As an aside, I learnt many years ago to discount a lot of Andrew Bolt's comments.

 


"Life's too short to read bad Books!"

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